Privacy
Privacy and cookies
What UK Debt Watch collects, why, and the choices you have.
Who we are
UK Debt Watch (ukdebtwatch.co.uk) is responsible for your data under UK data protection law (the UK GDPR and the Data Protection Act 2018). Contact: hello@ukdebtwatch.co.uk.
The short version
- The calculators and the debt planner run entirely in your browser. What you type into them is never sent to us or stored.
- We use Google Analytics only if you click Accept. If you reject or ignore the cookie message, no analytics cookies are set.
- We don't sell data, we don't build profiles of visitors, and there are no affiliate links or advertising cookies.
Cookies and similar storage
| Name | What it does | How long | When |
|---|---|---|---|
udw_consent | Remembers whether you accepted or rejected analytics. Stored in your browser's local storage, not sent to us. | Until you clear it | Always (strictly necessary) |
_ga, _ga_0KZHW8KQM0 | Google Analytics: counts visits and tells us which pages and tools are used, using a random identifier. | Up to 2 years | Only if you accept |
If you change your mind after accepting, choose Reject: we remove the analytics cookies from this site and stop loading Google Analytics.
Google Analytics
With your consent, we use Google Analytics 4 to see how many people visit, which pages they read and which tools they use, so we know what is useful. Our lawful basis is your consent. Google processes this data for us and may transfer it outside the UK under its own safeguards; Google Analytics 4 does not store full IP addresses. We keep Google Analytics data for no longer than 14 months. See Google's privacy policy.
Hosting and fonts
The site is hosted by Netlify, which keeps short-term server logs, including IP addresses, to run and protect the service. Pages load fonts from Google Fonts, which means your browser asks Google's servers for the font files and Google receives your IP address. Our lawful basis for both is our legitimate interest in running a secure, readable website.
If you email us
We use your email address and message only to reply, and delete them when they are no longer needed, normally within 12 months. Our lawful basis is our legitimate interest in answering you.
Links to other sites
We link to official sources and free advice services. Their own privacy policies apply once you leave this site.
Your rights
You can ask to see, correct or delete personal data we hold about you, object to how we use it, or withdraw consent at any time. Email hello@ukdebtwatch.co.uk. If you are unhappy with how we handle your data, you can complain to the Information Commissioner's Office.
Changes
If this notice changes, the date at the top will change too.